If the answer is yes we can help! Many of the lenders we deal with allow customers to have missed payments on their current mortgage. If your current mortgage is with one of the high street lenders such as Nationwide, Abbey, Halifax, Barclays, Natwest, Lioyds TSB, Cheltenham and Gloucester etc. We have lenders who will allow you to remortgage even if you missed your last 12 months repayments. Alternatively if your current mortgage is already with one of the non-confirming lenders such as Gmac, Preferred Mortgages, SPML, IGroup, First National, Future, Platform, Kensington, etc. We can still help even if you have missed payments in the last 12 months as long as you have made your last 3 months.